We’re ALL growing up fast…

Where does the time go? According to the Steve Miller Band, “Time keeps on slippin’ slippin’ slippin’… into the future.”

I hear parents comment all the time about how fast their kids are growing up. Newsflash: You’re “growing up fast,” too.

And all of a sudden, you’re on your way to the senior center for your SHIIP appointment to learn all about Medicare—like Bob and I did today—and thinking, “How the hell did this happen?”

And a quick PSA, there are some things you need to do in advance of turning 65 that nobody’s going to tell you about or remind you to do, like:

• The initial enrollment period (IEP) includes the three months before and after your 65th birthday as well as your birthday month.
• If you don’t get Part B when you’re first eligible, your monthly premium may go up 10% for each 12-month period you could’ve had Part B, but didn’t sign up. And this is a penalty each year for life. Don’t be that person.